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外卖骑手猝死，3元保险为何不能“一拒了之”？_蜘蛛资讯网

ZB1将延长活动不解散

死为何遭拒赔？　　外卖骑手的工作模式极为特殊：工作时间碎片化、配送地点不固定、接单量波动大，多数人并不属于传统意义上的“员工”，而是与平台或外包公司之间形成“不完全劳动关系”——他们没有稳定劳动合同，难以按传统工伤保险获得赔偿。　　对此，平台通常的做法是，要求骑手每天开工前通过APP花3元左右购买一份意外险，保费从当日报酬中自动扣除，保险期间覆盖接单时段。这种方式被称为“开单必投保”，为骑手提供了

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